My repeat buyer has not paid (4 days ended tonight at 8:30 PST) & I think I want to keep the item. I should have blocked her as I didn't want to deal with her again as she was late with the last payments. I have blocked her for future sales. Now here is the craziness....do I have to make contact with her or even have to file an unpaid claim as I have decided to keep the item rather then relist it again? I know I will lose listing fee but it is worth it to me. I don't want to damage my feedback, am I taking a bad risk? Do I have to give her 8 days to pay?