You've reached a member-to-member board, not eBay. eBay takes their fees out of your PayPal account. If you want to fund your PP account with your bank account, you can do that -- in PayPal.
You can send/withdraw money to/from your bank account and PP, but it will take several days for the transfer to happen.
“Let’s work the problem, people. Let's not make things worse by guessing.”
-Gene Kranz, Mission Control Director (played by Ed Harris), Apollo 13